If you travel a lot, especially in countries that require cash, this is a big win. They reimburse for all ATM fees worldwide. Charles Schwab High Yield Checking: With this account, you can avoid paying foreign transaction fees at ATMs.Get an account with any of the major banks, and you can use your card to withdraw cash in most countries. Checking account: I bring a debit card for my main checking account.If you’re a big Amazon user or traveling a lot in the US, this card is great. If you own a Kindle and buy your books on Amazon, it serves you very well even when you’re abroad. It offers great earnings back for Amazon purchases. Amazon Rewards Visa Signature Card: This card has no membership fee and no foreign transaction fees.If you end up in the Bangkok lounges, you even score a free massage! I love this card and use it for most purchases. The lounges save you hundreds of dollars on airport food and drink expenses and make long travel journeys much more enjoyable. With the card, you also get a Priority Pass membership, which grants you access to a thousand airport lounges around the world. It’s easy to redeem rewards for travel, and you earn 3x points for most travel-related purchases. It has a strong signup bonus, a great rewards program, and no foreign transaction fees. Chase Sapphire Reserve: The best travel credit card in the market.These three rules form the foundation of my minimalist travel philosophy and have helped me optimize the below items over time. A pair of Nikes that can be used to run, hike, and go out becomes more valuable than a pair of suede shoes that you wear to nice dinners. You can still look trendy and stylish, but develop a bias for practical and dynamic items. This will transform how you think about purchases and prevent you from accumulating items along the way. If you buy something – a shirt, trinket, painting, etc., donate something. Remember that in 99% of cases you can buy whatever it is you need if the scenario arises. If no, don’t bring it! Do not pack for the edge cases.
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